When the generously curved Mary Carter hits him up for a loan to save her fledgling business, he makes her a short-term proposition she can’t refuse. But the more time The Reluctant Rancher spends with her, the more he starts thinking about a long-term relationship.

Mary fantasized about Luke Tanner since her first glimpse of the veritable mountain of a man. With his perpetual scowl, he doesn’t seem very approachable. But Mary needs his help fast or she’ll be forced to leave the only place she’s ever felt she truly belonged. Besides, having had her own share of heartache, she knows there is much more to Luke than a big bank account. Though she tries to hide her growing feelings, a fire burns between them. Will it end in ashes – or forge a love that would last a lifetime?